userManipalCigna Lifestyle Protection – Critical Care is a critical illness insurance plan that provides a lump sum payout upon the diagnosis of specified critical illnesses. This plan is designed to help you manage medical expenses and lifestyle adjustments during recovery, ensuring financial security during difficult times.
Key Features of ManipalCigna Lifestyle Protection – Critical Care
1. Lump Sum Payout: Receive a fixed amount upon diagnosis of a covered critical illness, regardless of actual medical expenses.
2. Comprehensive Illness Coverage: Covers 30 critical illnesses, including cancer, heart attack, stroke, kidney failure, and more.
3. Flexible Sum Insured Options: Coverage ranging from ₹1 lakh to ₹3 crores.
4. Multiple Claim Option: Option to make multiple claims for unrelated critical illnesses, ensuring extended coverage.
5. Survival Period: A short survival period of 7 days after diagnosis is required for the payout.
6. Tax Benefits: Premiums paid are eligible for deductions under Section 80D of the Income Tax Act.
7. No Restrictions on Usage: The lump sum payout can be used for medical expenses, lifestyle adjustments, debts, or any other needs.
8. Optional Add-Ons: Additional coverage options like personal accident or more illnesses can be added for enhanced protection.
9. Worldwide Coverage: Covers critical illness diagnoses globally, ensuring protection no matter where you are.
Eligibility
Entry Age:
Adults: 18 to 65 years.
Children: 5 to 25 years (if included in the family policy).
Policy Tenure: Available for 1, 2, or 3 years with renewal options.
Why Choose ManipalCigna Lifestyle Protection – Critical Care?
- Financial support during medical emergencies.
- Coverage for major illnesses that require long-term care.
- Flexible and affordable coverage options for individuals and families.
For more details, visit the ManipalCigna Lifestyle Protection – Critical Care page.
FAQs
Rahul Khanna
