ManipalCigna ProHealth Cash

ManipalCigna ProHealth Cash is a fixed benefit health insurance plan that provides a daily cash allowance during hospitalization. It acts as a financial cushion to cover non-medical expenses or loss of income during your hospital stay.


Key Features

 

1. Daily Cash Benefit: Provides a fixed daily cash amount (₹500 to ₹5,000) for each day of hospitalization.

2. ICU Benefit: Offers double the daily cash benefit if you are admitted to the Intensive Care Unit (ICU).

3. Convalescence Benefit: Provides a lump sum amount if you are hospitalized for more than 10 consecutive days.

4. Coverage for Companion Expenses: Offers an additional daily cash benefit to cover the expenses of a family member staying with you during hospitalization.

5. Maternity Benefit: Provides a fixed cash allowance for maternity-related hospitalizations, including delivery and complications.

6. Worldwide Coverage: Covers hospitalization worldwide, ensuring protection wherever you are.

7. No Restrictions on Room Type: Use the daily cash benefit for any type of hospital room without limitations.

8. Flexible Policy Terms: Available for 1, 2, or 3 years with discounts for multi-year policies.

9. Affordable Premiums: Provides financial support for hospitalization at a low cost.

10. Tax Benefits: Premiums qualify for deductions under Section 80D of the Income Tax Act.

 


Eligibility

 

Entry Age:

Adults: 18 years and above.

Children: 91 days to 25 years (if covered with parents).

Policy Type: Individual and family floater options available.

 


Why Choose ProHealth Cash?

 

  • Ideal for covering non-medical expenses during hospitalization.
  • Provides a steady cash flow to manage additional costs or loss of income.
  • Affordable premiums make it an easy add-on to existing health insurance.

 


For more details, visit the ManipalCigna ProHealth Cash page.

 


FAQs

 

What can I use the daily cash benefit for?
You can use it for any expenses, such as transportation, meals, or even loss of income during your hospital stay.
Is there a limit to the number of days covered?
Yes, the plan covers up to a maximum of 30 to 90 days of hospitalization, depending on the policy terms.
Can I buy this plan along with other health insurance policies?
Yes, this plan complements your existing health insurance by providing additional financial support.

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