userManipalCigna ProHealth Insurance is a comprehensive health insurance plan designed to provide extensive coverage for individuals and families. Here are the key features and benefits:
Key Features:
1. Wide Sum Insured Range: Coverage options from ₹2.5 lakhs to ₹1 crore to meet various healthcare needs.
2. Comprehensive Hospitalization Cover:
In-patient hospitalization expenses.
Pre-hospitalization (60 days) and post-hospitalization expenses (90 days).
Daycare treatments and domiciliary hospitalization.
3. Restoration Benefit: Automatic restoration of 100% of the sum insured for unrelated illnesses.
4. Cumulative Bonus: Guaranteed cumulative bonus for claim-free years, up to 200% of the sum insured.
5. Health Maintenance Benefits: Coverage for outpatient consultations, medicines, and diagnostic tests.
6. Cashless Network: Access to over 7,500 network hospitals for cashless treatment.
7. Free Annual Health Check-up: Available for all insured members above 18 years.
8. No Room Rent Limit: Flexible options to choose any room category.
9. Global Emergency Coverage: Emergency medical expenses outside India are covered.
10. Optional Riders/Add-ons:
Critical illness cover.
Daily hospital cash benefit.
Personal accident cover.
11. Tax Benefits: Premiums paid are eligible for tax benefits under Section 80D of the Income Tax Act.
Eligibility:
Entry Age:
Adults: 18 years and above.
Children: 91 days to 25 years (if covered with parents).
Policy Types: Individual and family floater options available.
Why Choose ProHealth Insurance?
- Extensive coverage for a wide range of medical needs.
- Flexible add-ons to customize the policy.
- Attractive discounts for multi-year policies and family plans.
How to Buy or Claim:
You can buy the plan or initiate claims easily via ManipalCigna’s official website, mobile app, or through their customer service centers.
For more details or to compare this plan with others, visit ManipalCigna ProHealth Insurance.
FAQs
Rahul Khanna
