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The Star Hospital Cash Insurance Policy provides financial coverage for hospital cash expenses with a variety of customizable options. Below is a summary of the plan essentials and important highlights:
Plan Essentials
Plans Offered:
Choose between Basic and Enhanced plan options with exclusive benefits.
Policy Term:
Available for 1 year, 2 years, or 3 years.
Policy Type:
Options include Individual or Floater basis.
Entry Age:
Individual: 18 to 65 years.
Floater: Up to three dependent children aged 91 days to 25 years can be covered.
Hospital Cash Days:
Basic Plan: 30 to 180 days.
Enhanced Plan: 90 to 180 days.
Day Care Procedures:
Expenses for specific day care treatments are covered up to 5 times per policy year.
Hospital Cash Amount (Per Day):
Basic Plan: ₹1,000, ₹2,000, ₹3,000.
Enhanced Plan: ₹3,000, ₹4,000, ₹5,000.
Important Highlights
1. Sickness Hospital Cash:
Daily cash provided up to the chosen hospital cash amount.
Basic Plan: One-day deductible applies.
2. Accident Hospital Cash: Coverage up to 150% of the opted daily hospital cash amount for the maximum days chosen.
3. ICU Hospital Cash:
Daily cash for ICU expenses up to 200% of the chosen amount.
Maximum days vary between Individual and Floater policies.
4. Convalescence Hospital Cash: An additional one-day cash benefit provided after 5 consecutive days of hospitalization.
5. Childbirth Hospital Cash: Female insured persons can claim hospital cash benefits for childbirth after a 2-year waiting period.
6. Worldwide Hospital Cash: Coverage of 200% of the daily hospital cash amount for hospitalizations outside India, subject to the chosen maximum days.
7. Day Care Procedures: Covered up to 5 times per policy year, as per the specified treatments.
For detailed terms and conditions, please refer to the Policy Documents.
FAQs
Rahul Khanna
