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The Niva Bupa Heartbeat Plan is a comprehensive health insurance policy designed to cater to both individuals and families, offering extensive coverage to meet diverse healthcare needs. This plan is available in multiple variants, including Silver, Gold, and Platinum, each providing a range of sum insured options to suit different requirements.
Key Features
- In-Patient Hospitalization: Covers medical expenses incurred during hospitalization, including room rent, ICU charges, doctor’s fees, and more.
- Pre & Post Hospitalization: Medical expenses incurred before and after hospitalization are covered, ensuring comprehensive care.
- Maternity & Newborn Coverage: Offers maternity benefits and covers the newborn baby from day one until the end of the policy year without additional premium.
- Health Check-Up: Provides annual health check-ups for diagnostic purposes, with the option to choose tests up to a specified sub-limit based on the chosen plan.
- Refill Benefit: In case the base sum insured is exhausted, the plan offers a 100% refill for both different and same illnesses within the same policy year.
- International Coverage: Covers specified illnesses, emergency hospitalization, and emergency medical evacuation outside India, ensuring global protection.
- Loyalty Additions: Increases the base sum insured by 10% at each renewal, up to a maximum of 100%, rewarding policyholders for continued association.
- Lifelong Renewability: Offers assured policy renewal for life without any extra loadings based on claim history, providing long-term health security.
Additional Benefits
- Domiciliary Hospitalization: Covers medical expenses for treatments taken at home under certain conditions.
- Emergency Ambulance: Provides coverage for ambulance services to the nearest hospital in case of an emergency.
- Organ Transplant: Covers medical expenses for organ donor’s treatment for harvesting of the organ.
Eligibility
- Entry Age: The plan is available for individuals from birth up to 65 years of age.
- Policy Period: Options for one or two-year policy terms, with a grace period of one month for renewals.
For more detailed information or to purchase the Niva Bupa Heartbeat Plan, you can visit the official website: Niva Bupa Heartbeat Plan
If you have specific questions or need assistance in selecting the right plan, feel free to ask!
Rahul Khanna
