Rahul Khanna
Choosing the right health insurance scheme is an important decision that can affect your financial safety and health services access. In India, two major health insurance providers- NIVA BUPA (EAST MAX BUPA) and TATA AIG-VIVE schemes with different benefits. But what is better for your needs? This detailed comparison will analyze its offers of coverage, premium, requirement for settlement degree, additional results and customer service service.
Corporate Overview
NIVA BUPA Health Insurance
NIVA BUPA is a major health insurance provider in India, and offers a number of guidelines for individuals, families and pensioners. With its strong hospital network and innovative welfare programs, the company ensures access to high quality health services.
TATA AIG HEALTH INSURANCE
Tata Aig, a joint venture between Tata Group and the American International Group (AIG), is known for its customer -centric health insurance schemes. The company provides different guidelines for various medical requirements, including serious disease coverage and benefits of well -being.
Coverage and benefits
NIVA BUPA
- Offers individual, family and pension schemes.
- High amount insured option (up to £ 1 crore in some guidelines).
- Expenses involved in before and subsequent hospitals.
- Birth benefits and newborns cover in selected schemes.
- There is no sub -limit in the rent of the hospital room for premium schemes.
Tata Aig
- Provides serious illness, accident care and top plans.
- Expenses involved in before and subsequent hospitals.
- Dacare processes and alternative treatment (Ayush) are included.
- If it is complete, the restoration of the insured amount benefits.
- Global coverage available in selected guidelines.
Premium and strength
- NIVA BUPA: A small prize is known due to extensive coverage and benefits of well -being.
- TATA AIG: Competition offers a price plan with budget -friendly alternatives.
Requirements Removal (CSR)
The relationship is an important factor that reflects the reliability of an insurance company.
- NIVA BUPA CSR: 96% (according to recent reports).
- Tata Aig CSR: 94.21%.
- Both insurance companies have high CSRs, which ensure uniform requirements.
- Cashless hospital network
- NIVA BUPA: 10,000+ network hospitals all over India.
- Tata Aig: 7,200+ Network Hospital.
Further benefits
- NIVA BUPA: Free health control, wellness rewards and treatment of chronic illness.
- Tata AIG: In some schemes, international coverage, other medical opinion and OPD coverage.
Conclusion
Both Niva Bupa and TATA AIG are reliable health insurance providers with strong offerings. Your choice should depend on your specific needs, budget, and preferred benefits. Comparing plans in detail before purchasing can help you make an informed decision.
Suggested Read: HDFC Egro Vs. SBI General Health Insurance: Which One is Better?
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