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ManipalCigna Lifestyle Protection – Accident Care is a comprehensive personal accident insurance plan that provides financial security in case of accidental injuries, disability, or death. The plan ensures that you and your family are financially protected during unforeseen accidents.
Key Features of ManipalCigna Lifestyle Protection – Accident Care
1. Accidental Death Cover: Offers a lump sum payout to the nominee in case of the policyholder’s accidental death.
2. Permanent Total Disability (PTD): Provides a lump sum payout if the insured suffers permanent and total disability due to an accident.
3. Permanent Partial Disability (PPD): Covers partial disabilities caused by accidents with a proportionate payout based on the severity.
4. Optional Add-Ons:
Temporary Total Disability (TTD): Compensation for loss of income during recovery from an accident.
Accidental Hospitalization: Covers medical expenses incurred during hospitalization due to accidents.
Broken Bones Benefit: Lump sum payout for fractures or broken bones caused by an accident.
5. Education Benefit: Provides financial support for the education of dependent children in case of accidental death or disability of the policyholder.
6. Worldwide Coverage: Offers protection against accidents occurring anywhere in the world.
7. Flexible Sum Insured Options: Coverage ranging from ₹1 lakh to ₹25 crores, based on individual needs.
8. Family Coverage: Option to cover spouse and dependent children under the same policy.
9. Affordable Premiums: Cost-effective plan with flexible premium payment options.
10. Tax Benefits: Premiums are eligible for deductions under Section 80D of the Income Tax Act.
Eligibility
Entry Age:
Adults: 18 to 80 years.
Children: 5 to 25 years (if covered with parents).
Policy Tenure: Available for 1, 2, or 3 years with renewal options.
Why Choose ManipalCigna Lifestyle Protection – Accident Care?
- Ensures financial stability for your family in case of accidental death or disability.
- Wide range of add-on benefits for complete accident coverage.
- Affordable premiums with high sum insured options.
For more details, visit the ManipalCigna Lifestyle Protection – Accident Care page.
FAQs
Rahul Khanna
