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ManipalCigna Prime Senior is a specialized health insurance plan designed for senior citizens aged 60 years and above. It offers extensive healthcare coverage tailored to meet the unique medical needs of older adults, ensuring financial security and peace of mind during their golden years.
Key Features of ManipalCigna Prime Senior
1. High Sum Insured Options: Coverage ranging from ₹3 lakhs to ₹50 lakhs.
2. Comprehensive Hospitalization Cover: Covers in-patient hospitalization expenses, including room rent, ICU charges, and doctors’ fees.
3. Pre and Post-Hospitalization Expenses: Covers medical expenses incurred 60 days before and 90 days after hospitalization.
4. Daycare Treatments: Includes coverage for advanced medical procedures not requiring 24-hour hospitalization.
5. Domiciliary Treatment: Provides coverage for medical treatment at home when hospital admission is not possible.
6. No Co-payment Clause: Offers 100% coverage without mandatory co-payment, ensuring maximum benefits for the insured.
7. Annual Health Check-up: Free health check-up for all insured members.
8. Coverage for Pre-Existing Diseases: Pre-existing illnesses are covered after the specified waiting period (usually 2-4 years).
9. AYUSH Treatment: Includes alternative treatments like Ayurveda, Yoga, Unani, Siddha, and Homeopathy.
10. Emergency Ambulance Cover: Covers ambulance charges up to a specific limit for emergency medical transportation.
11. Cashless Network: Access to over 7,500 network hospitals across India for hassle-free treatment.
12. Tax Benefits: Premiums paid are eligible for tax deductions under Section 80D of the Income Tax Act.
Eligibility
Entry Age:
Adults: 60 years and above.
Policy Type: Individual or family floater options (spouse can be included).
Why Choose ManipalCigna Prime Senior?
- Specifically designed for senior citizens’ healthcare needs.
- No co-payment ensures full coverage.
- High sum insured options for advanced treatments.
For more details, visit the ManipalCigna Prime Senior page.
- FAQs
Rahul Khanna
