ManipalCigna ProHealth Select

ManipalCigna ProHealth Select is a flexible and affordable health insurance plan designed to provide essential healthcare coverage with options to customize it according to your needs. It is ideal for individuals and families looking for reliable protection with added benefits.


Key Features:

 

1. Customizable Sum Insured Options: Coverage starts from ₹50,000 and goes up to ₹25 lakhs.

2. Comprehensive Hospitalization Coverage:

Includes room rent, ICU charges, doctors’ fees, and other in-patient expenses.

Pre-hospitalization (60 days) and post-hospitalization expenses (90 days).

3. Daycare Treatments Covered: Covers treatments that don’t require 24-hour hospitalization.

4. Domiciliary Treatment: Provides coverage for home treatment if hospitalization is not possible.

5. Health Maintenance Benefits: Covers expenses for outpatient consultations, medicines, and diagnostic tests.

6. Guaranteed Cumulative Bonus: Increases your sum insured for every claim-free year (up to 100%).

7. Optional Add-Ons:

Personal accident cover.

Critical illness cover.

Daily hospital cash benefit.

8. Cashless Network: Access to over 7,500 network hospitals across India.

9. Free Annual Health Check-up: Available for all insured members above 18 years.

10. Affordable Premiums: Cost-effective health coverage with discounts for multi-year policies.

11. Tax Benefits: Premiums qualify for deductions under Section 80D of the Income Tax Act.

 


Eligibility:

 

Entry Age:

Adults: 18 years and above.

Children: 91 days to 25 years (if covered with parents).

Policy Type: Individual or family floater options available.

 


Why Choose ProHealth Select?

 

  • Affordable and customizable health insurance.
  • Suitable for first-time buyers or those with specific coverage needs.
  • Wide network of cashless hospitals for convenient treatment.

 


For more information, visit the ManipalCigna ProHealth Select page.

 


FAQs

 

What is the coverage limit for this plan?
The sum insured options range from ₹50,000 to ₹25 lakhs, depending on your choice.
Does it cover pre-existing diseases?
Yes, after the waiting period specified in the policy (usually 2-4 years).
Can I customize this plan?
Yes, you can add optional riders like critical illness cover or daily hospital cash to enhance your policy.

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