ManipalCigna ProHealth Cash is a fixed benefit health insurance plan that provides a daily cash allowance during hospitalization. It acts as a financial cushion to cover non-medical expenses or loss of income during your hospital stay.
Key Features
1. Daily Cash Benefit: Provides a fixed daily cash amount (₹500 to ₹5,000) for each day of hospitalization.
2. ICU Benefit: Offers double the daily cash benefit if you are admitted to the Intensive Care Unit (ICU).
3. Convalescence Benefit: Provides a lump sum amount if you are hospitalized for more than 10 consecutive days.
4. Coverage for Companion Expenses: Offers an additional daily cash benefit to cover the expenses of a family member staying with you during hospitalization.
5. Maternity Benefit: Provides a fixed cash allowance for maternity-related hospitalizations, including delivery and complications.
6. Worldwide Coverage: Covers hospitalization worldwide, ensuring protection wherever you are.
7. No Restrictions on Room Type: Use the daily cash benefit for any type of hospital room without limitations.
8. Flexible Policy Terms: Available for 1, 2, or 3 years with discounts for multi-year policies.
9. Affordable Premiums: Provides financial support for hospitalization at a low cost.
10. Tax Benefits: Premiums qualify for deductions under Section 80D of the Income Tax Act.
Eligibility
Entry Age:
Adults: 18 years and above.
Children: 91 days to 25 years (if covered with parents).
Policy Type: Individual and family floater options available.
Why Choose ProHealth Cash?
- Ideal for covering non-medical expenses during hospitalization.
- Provides a steady cash flow to manage additional costs or loss of income.
- Affordable premiums make it an easy add-on to existing health insurance.
For more details, visit the ManipalCigna ProHealth Cash page.
FAQs