userManipalCigna Super Top-Up Plan is a health insurance policy designed to enhance your existing health insurance coverage by providing additional financial support for high medical expenses. It’s an affordable way to increase your health insurance limits without buying a separate comprehensive plan.
Key Features:
1. High Coverage with Low Premiums: Get additional coverage ranging from ₹1 lakh to ₹30 lakhs at an affordable premium.
2. Deductible Options: You can choose a deductible amount (from ₹1 lakh to ₹10 lakhs). The policy kicks in once your medical bills exceed this deductible.
3. Covers All Daycare Treatments: Provides coverage for medical procedures that don’t require 24-hour hospitalization.
4. In-Patient Hospitalization: Covers hospital room rent, ICU charges, doctors’ fees, medicines, and other in-patient expenses.
5. Pre and Post-Hospitalization: Expenses incurred 60 days before and 90 days after hospitalization are covered.
6. Cashless Network: Access to over 7,500 network hospitals across India for cashless treatment.
7. Flexible Policy Terms: Available for 1, 2, or 3 years with discounts for multi-year policies.
8. No Claim Bonus: Enjoy a discount on renewal premiums if you don’t file a claim during the policy period.
9. Tax Benefits: Premiums are eligible for tax deductions under Section 80D of the Income Tax Act.
Eligibility:
Entry Age:
Adults: 18 years and above.
Children: 91 days to 25 years (if covered with parents).
Policy Type: Available as an individual or family floater plan.
Why Choose the Super Top-Up Plan?
Ideal for those who want to increase their coverage at a low cost.
Works as a backup when your primary health insurance plan gets exhausted.
Flexible deductible and sum insured options to suit your budget and needs.
For more details, visit the ManipalCigna Super Top-Up page.
FAQs
Rahul Khanna
