ManipalCigna LifeTime Health

ManipalCigna LifeTime Health is a high-coverage health insurance plan designed for individuals and families seeking comprehensive medical protection in India and abroad. It offers extensive coverage, including global healthcare services and protection against major illnesses.


Key Features:

 

1. Global Coverage: Covers medical treatment worldwide for 27 major illnesses, including cancer, heart diseases, and organ transplants.

2. High Sum Insured Options: Choose coverage from ₹50 lakhs to ₹3 crores, ensuring you’re financially protected for major medical needs.

3. Unlimited Restoration of Sum Insured: The sum insured automatically restores for unrelated illnesses as many times as needed during the policy term.

4. Comprehensive Hospitalization Coverage: In-patient hospitalization, pre and post-hospitalization expenses, daycare treatments, and domiciliary hospitalization.

5. Wellness Benefits:

Annual health check-ups for all insured members.

Rewards for staying healthy and meeting wellness goals.

6. Room Rent Freedom: No restrictions on room category, allowing you to choose any room type, including single private rooms.

7. Critical Illness and Emergency Treatment:

Covers critical illnesses worldwide.

Provides coverage for emergency medical evacuation and repatriation.

8. Optional Add-Ons: Add benefits like personal accident cover, critical illness cover, or daily hospital cash.

9. Cashless Network: Cashless treatment available at over 7,500 hospitals in India.

10. Tax Benefits: Premiums qualify for tax deductions under Section 80D of the Income Tax Act.

 


Eligibility:

 

Entry Age:

Adults: 18 years and above.

Children: 91 days to 25 years (if covered with parents).

Policy Type: Individual or family floater options.

 


Why Choose LifeTime Health?

 

Global protection for major illnesses.

High sum insured to cover expensive treatments.

Unlimited restoration ensures complete peace of mind.

Ideal for those seeking comprehensive coverage in India and abroad.

 


For more details, visit the ManipalCigna LifeTime Health page.

 


FAQs

 

What does the global coverage include?
It covers treatments for 27 major illnesses like cancer and heart diseases, emergency medical evacuation, and hospitalization outside India.
Who can buy this plan?
Any individual above 18 years can buy it, and children can be added to family plans.
Can I use the coverage in any hospital?
Yes, you can use it worldwide, but cashless services are limited to network hospitals in India. For others, you can claim reimbursement.

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